WEBSITE DISCLAIMER

TERMS OF USE

Limited License

Subject to these terms and conditions, Pillar Associates grants you a non-exclusive, non-transferable, limited right to access, use and display the Pillar Associates website (“Site”) and the materials and information thereon. You agree not to interrupt or attempt to interrupt the operation of the Site.

Disclaimer

INFORMATION PROVIDED THROUGH THE SITE MAY CONTAIN INACCURACIES AND TYPOGRAPHICAL ERRORS. 1st American Insurance DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE INFORMATION OR THE RELIABILITY OF ANY ADVICE, OPINION, STATEMENT OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THE SITE. YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY SUCH OPINION, ADVICE, STATEMENT, OR INFORMATION WILL BE AT YOUR SOLE RISK. 1st American Insurance RESERVES THE RIGHT, IN ITS SOLE DISCRETION, TO CORRECT ANY ERRORS OR OMISSIONS IN ANY PORTION OF THE SITE. 1st American Insurance MAY MAKE ANY OTHER CHANGES TO THE SITE, THE INFORMATION AND THE PRODUCTS, SERVICES OR PRICES (IF ANY) DESCRIBED IN THE SITE AT ANY TIME WITHOUT NOTICE.

THE SITE, AND INFORMATION ON THE SITE, ARE PROVIDED “AS IS” WITHOUT ANY REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT, OR FITNESS FOR ANY PARTICULAR PURPOSE.

Third Party Sites

As a convenience to you, Pillar Associates may provide links to Web sites operated by other entities, such as our recommended companies. If you use these sites, you will leave this Site. If you decide to visit any linked site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. Pillar Associates makes no warranty or representation regarding, and does not endorse, any linked Web sites or the information appearing thereon or any of the products or services described thereon.

Limitations of Damages

IN NO EVENT WILL Pillar Associates, ITS EMPLOYEES, OFFICERS OR DIRECTORS BE LIABLE TO ANY PERSON OR ENTITY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR OTHER DATA ON ANY INFORMATION HANDLING SYSTEM) THAT ARE RELATED TO THE USE OF, OR THE INABILITY TO USE, THE CONTENT, INFORMATION, AND FUNCTIONS OF THE SITE OR ANY LINKED WEB SITE, EVEN IF Pillar Associates IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Location of Use and Choice of Law

This site is controlled, operated and administered by Pillar Associates from its offices within the Commonwealth of Pennsylvania, United States of America. Pillar Associates makes no representation that information at this Site are appropriate or available for use at other locations outside of the United States and access to them from territories where their contents are illegal is prohibited. The Site may not be used to sell insurance products in any state where Pillar Associates is not licensed to do business. If you access this Site from a location outside of the United States, you are responsible for compliance with all local laws.

The laws of the Commonwealth of Pennsylvania will govern these Terms and Conditions of use, without giving effect to any of its conflict of laws provisions that would direct the application of the laws of any other jurisdiction.

Relation to Other Agreements or Policies

This Agreement constitutes the entire agreement between Pillar Associates and you with respect to your use of the Site. In addition, use of this Site is subject to all applicable policies relating to doing business with Pillar Associates, including but not limited to Pillar Associates’s Privacy Policy, which is fully set forth on the Site.

Severability

If for any reason a court of competent jurisdiction finds any provision of the Agreement or portion thereof, to be unenforceable, that provision will be enforced to the maximum extent permissible so as to effect the intent of the Agreement, and the remainder of this Agreement will continue in full force and effect.

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